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To charge kids board or not too…

July 9, 2018

I have come across a lot of discussions recently around whether to charge board to your kids once they are earning an income, some have said yes to cover costs, some no, some yes but we will bank it for you, so the question is what do you do? You child has gained their first…

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Tips for managing your time in Retirement so you don’t become a couch potato…

June 29, 2018

I was having a discussion with a client of ours recently who was looking to retire in the next couple of years.  He was having difficulty in working out what he would do with his time when he retired.  He didn’t want to be sitting around not knowing how he was going to fill his…

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Shh… I have a secret to tell You…

June 18, 2018

The Big Super Secret Alright, here’s the big secret. Ta dah! The superannuation system is very, very specifically designed. It’s actually one of the most complicated systems in the world, and I want you to think about it as a giant reward system. It’s like Qantas frequent flyer on steroids. It’s designed to reward one…

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The Sexy side of Salary Sacrificing into your super fund!!!

June 4, 2018

Yes, you heard me right, salary sacrificing into your super fund can be sexy, unless you believe you have no future… Salary sacrificing is the main contribution strategy we use with clients to help them with their retirement planning so they can ensure they can live the lifestyle they want when they give up the rat…

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Case Study|Retirement Planning| Joe & Kerry

May 28, 2018

Case Study | Retirement Planning | Joe & Kerry Background: Joe & Kerry both worked hard in their careers while bringing up three children.  Like most, they live a busy lifestyle.  Although they love what they do they realise that the day they finish work and retire is coming at a faster pace than what…

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Building Wealth is Hard and just sucks sometimes…

May 19, 2018

Building wealth is hard and just sucks sometimes, but you most probably already knew that, didn’t you? Recently I went on a Body Transformation Challenge, the one where they promise to transform your body from what it is today to that nicely chiseled body you see on the cover of magazines.  I learned a lot of…

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How to choose a Financial Planner who will work in your best interests…

May 13, 2018

If you haven’t been living under a rock lately, you would have heard of a major event going on in Australia, called the Royal Commission.  It’s an investigation into the way the banks and the financial planning industry have been behaving and it’s hasn’t been good reading. It reminds me of my wife’s favorite show…

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To Self Manage or Not to Self Manage…

April 29, 2018

To self-manage or not to, that is the question most ask themselves. It generally starts with a discussion at a BBQ after you have settled in, discussed the recent news and caught up with the latest gossip with your friends.  Now, we as Australians are not that forthcoming when it comes to talking about money. …

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Help your kids and grandkids get their Financial Mojo on…

April 14, 2018

We all want our kids and grandkids to be financially savvy, right?  But when we talk to them about saving and investing it’s like, why would I want to do that when I can just go out and enjoy it all now, they just want the instant gratification. Below we are going to give you…

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The government wants to STEAL your retirement income…

April 2, 2018

Not a year goes by where the government in some form want to wind back any benefits to do with building your own retirement fund. I feel for everyone, I am finding people are losing confidence in the superannuation system every year, while it’s getting harder and harder to save for your retirement. When you…

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