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Only 10% of pre-retirees have a documented retirement plan. While three in five have vague plans at best.. Wow…wow and wow… These were the findings by recent research conducted by Fidelity International on the current state of pre-retirees and retirees in Australia. Retirement is no time for vagueness… For those on the cusp of retirement.…
Read MoreRetirement can be a scary time… Anxiety and stress starts to kick in as you cross that line from your working life to one of leisure and adventures. It’s the uncertainty and fear of what happens next… Going from a structured life of some 30 or 40 years to unstructured. You want it to be…
Read MoreThe game plan started to unravel just after the midpoint of our batting innings… It was the last cricket game for the season for my son’s Under 12’s team. We’d only beaten this team two weeks prior in a tough contest. As their coach, I set the game plan… On our home deck, knowing 100…
Read MoreJust the other day I was meeting a new client. A nice lady, Mary, who had a financial planner looking for a second opinion. Mary, married for the second time, kids out of home but given their situations, needed some help financially. While she was working a couple of days a week, she wanted to…
Read MoreWhat it is not? Lately I’ve been speaking with a lot of folks who are experiencing the same problem. They are looking for good advice…they want good advice…happy to pay for good advice. But everytime they speak with someone they spend their time trying to convince them to buy a product or invest a certain…
Read MoreThe answer is going to make you rock back on your heels… There’s something that’s more important than your investment selection… That if you don’t get dialed in…don’t get right from the start, you risk your retirement dreams blowing up in smoke… The ticking time bomb… We met with a couple last year who came…
Read MoreI got off the phone the other day with a lovely lady who was frustrated and time was running out… …retirement edging closer by the day…uncertainty increasing…becoming more difficult by the day to figure out the right course to take… The frustrating challenge of finding the right adviser to help with retirement planning… She was…
Read MoreOutside of how much money you need for retirement and will you run out of money questions… Lately we’ve been seeing an unusual trend…people who want to retire at age 67… Hmmm…what’s significant about age 67? It’s the qualification age for Centrelink age pension… Now, I totally understand if you are eligible, and that’s part…
Read MoreI just got off the phone with a guy struggling to work out if he had their finances in order for their upcoming retirement… He was successful in his career, the wife winding down a small business. Nagging doubts… While they had accumulated a reasonable sum of assets. Questions remained unanswered. Still trying to answer…
Read MoreI’ve noticed in the last few weeks a troubling trend. We’ve had a lot of interest in the book “ENOUGH?”, which we offer complimentary as a download. When requesting a copy of this book we ask “What is your biggest financial challenge?”. Overwhelmingly, “How much is enough?” is by far the biggest challenge people are…
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